917-797-7567  Email Us

Lou Pastorini
Coldwell Banker
Middle Village, NY
Broker & Sales Manager
718- 326-3900 x111
Contact Me

Blog: Mortgage Information

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

Which ARM is the Best Alternative?

How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not ha... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Land Contract

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property... Read more

Lou Pastorini
Coldwell Banker-Phillips Realty

64-73 Dry Harbor Road 
Middle Village, NY 11379
Office: 718- 326-3900 x111
Mobile: 917-797-7567
Fax: 718-247-5605
Contact Me

Knowledge AND Know-How
As the #1 Broker & Sales Manager at Coldwell Banker-Phillips Realty I have been listing and selling homes for over 38 years. As a top producer, I have worked with many families to get them happily settled in their new homes. Many of these families have remembered me and returned as repeat customers and referred their family and friends to me.

Testimonials

Lou and his team Louis, David and Doreen are the best. We've used Lou several times and each time was a pleasure. Lou and his team are very knowledgeable about the area and the market. They offered great advice to get out home sold and it worked every time. I can't say enough about him and his team. His sons Louis and David are following in their dad's footsteps and doing a great job. They're learning well. Doreen and Pauline are wonderful to work with as well. The whole team is excellent. I would definitely recommend Lou and his team. They outdid themselves. Tom & Michele McLoughlin
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